Guide: bonus.ch shows you affordable premiums
It pays to compare and do the math. The bonus.ch portal conducted a study on car insurance premium levels in Switzerland. It shows that premiums for young people and senior citizens can be considerably higher than those for 30-year-old adults. For young people, this increase can be up to 707.57 percent, and up to [...]
For young people, this increase can be up to 707.57 percent, and up to 38.58 percent for seniors. This difference also affects the premiums for partial accidental damage insurance, although this insurance concerns elements that are independent of driving behavior: the price difference can be up to 62.5 percent for a young driver. Age also appears to be a determining factor in the premium amount for third party and fully comprehensive cover (up to 409.12 percent and more for fully comprehensive cover).
Significant surcharges, especially for young drivers
As in the previous year, some insurance companies (AXA Winterthur, baloisedirect.ch, TCS) offer the same premiums for 30- and 70-year-old drivers. With Elvia and Zurich, senior citizens even benefit from lower premiums for partially comprehensive insurance. The situation is quite different for 18-year-old drivers: the surcharges are considerable. On average, they pay three times more for liability insurance than a 30-year-old driver. To save on car insurance, taking out insurance online often offers great potential. With the bonus.ch calculator, it is very easy to get an idea of the premiums and then choose an insurance policy that meets your needs and budget.
www.bonus.ch
Photo: Archive
